Insure your entire dental practice with Moore Hemsworth Insurance and Ken Barth Insurance
Trusted Dentistry Insurance Specialists for Over 25 Years
Tailored advice and customized insurance coverages specifically designed for Ontario Dentists
Moore Hemsworth Insurance and Ken Barth Insurance have provided Ontario dental professionals with customized dental insurance programs to protect their practice, business, investments and family. With over 25 years of industry expertise and partnership, you can be assured that you and your practice are well protected against potential risks.
Jon Hemsworth at Moore Hemsworth Insurance specializes in protecting your dental clinic, including not only basic protection for your physical building, contents, equipment in your operatories, and third-party liability coverage. Other coverages include, but are not limited to, business interruption, equipment breakdown, crime, cyber, and access to legal assistance.
Ken Barth Insurance Ltd. has provided expertise in life insurance, critical illness, disability, retirement, tax planning, and employee plans since 1987.
Dr. Patrick Rossi, Rossi Dentistry
“I have been thoroughly impressed with the service provided by Jon Hemsworth at Moore Hemsworth Insurance. As a dental business owner, finding the right insurance coverage is an important task, and Jon continues to make the process seamless and stress-free. Their in-depth industry knowledge and commitment to finding the best policies for my specific needs have been invaluable.
Their prompt responses to any queries and proactive approach to ensuring my policies remain up-to-date have given me peace of mind, allowing me to focus on providing the best care to my patients.
I highly recommend Moore Hemsworth Insurance to any dental professional seeking reliable, personalized insurance services. Their professionalism, expertise, and dedication truly set them apart.”
Our Insurance Plans for Dental Professionals Include:
Business Interruption
If your dental practice is closed or interrupted because of a covered peril, such as a fire or natural disaster, this coverage will provide for loss of income and operating expenses. This coverage is recommended to ensure your financial stability.
Equipment Breakdown
This coverage is essential for dental professionals as it will cover the repair or replacement of required equipment used in your dental practice due to mechanical, electrical, or spoilage issues. It will cover your X-ray machines, dental chairs, autoclaves, computer systems, and more.
Commercial General Liability
Dentists have many visitors including patients, supplier representatives, and delivery personnel. This is essential coverage as it's designed to protect your practice from financial loss due to claims related to bodily injury, property damage, personal injury, and other common liabilities.
Property Insurance
This coverage will protect your physical building and its contents from various perils such as fire, theft and vandalism. It will also cover your furniture and dental equipment, such as digital impressioning and milling machines, which are extremely expensive.
Cyber Liability Protection
Your office manages critical and confidential medical and financial information. It’s increasingly vital to have cyber protection in case your office experiences a cyberattack. Hackers could sell benefits information or ransom sensitive medical data, leading to significant costs if you don’t have this coverage.
Legal Services
Dentists will have direct access to ARAG Legal Solutions, and they will help you with your legal risks. You will have access to a library of commonly used legal documents, have a lawyer review or draft simple legal documents and receive unlimited access to a general legal advice helpline.
Umbrella Insurance
There are multiple coverage options within umbrella insurance. Excess Liability will provide extra liability coverage above the limits of your policies. Broader Coverage offers protection from claims not covered in your primary policies, and Coverage for Multiple Policies provides an added layer of liability coverage across multiple policies.
Provided through our partnership with Ken Barth Insurance:
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Life Insurance
Give your family protection and security in case the worst happens. Life insurance will replace your income to let your family continue their standard of living, while providing for your dependents and paying off your debts.
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Critical Illness
Critical illness insurance will cover the additional costs associated with life-altering illnesses that prevent you from providing for your family, including, cancers, dementia, heart attack, stroke, paralysis and more.
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Disability
Disability insurance provides security to you and your family in case of an unexpected illness or accident and will provide income in case you’re no longer able to work. Provides protection both in temporary or permanent cases.
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Retirement
Be prepared with a retirement plan that meets your needs and goals. Proper planning is important if you want to continue the lifestyle you’ve become accustomed to, and you should start planning 5-15 years in advance.
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Tax & Employee Plans
We’ll work with you to utilize your insurance coverages to minimize your tax burden which will help create more funds for your practice. We’ll also work with you to provide comprehensive employee benefit plans.
Tailored Insurance Solutions for Dental Professionals
With our over 25 years of experience providing insurance packages for dental professionals, you can trust and be assured that your family and practice are protected and covered.
“I have been working with Ken Barth since 1989, and Jon Hemsworth since 2000.
Their knowledge, care and consideration for getting and providing the best level of insurance coverages has been extremely helpful and has passed the tests of actual situations. They both are readily available when needed. I have been grateful to have them both on my team.”
Dr. Lawrence Freedman, Bloor Dental Health Clinic
